Fixed costs
50%
Rent, bills, essentials
Inspired by Ramit Sethi's CSP
Know where every dollar goes before you spend it.
Split each pay period across fixed costs, savings, investment, and guilt-free spending. One console for your rules, income entries, and whether you are still inside the plan.
Sample pay period
Total income: $4,820
Allocated across four CSP buckets
Illustration only. Your dashboard uses your income, rules, and live expense data.
How it works
Three checks between paydays
Step 1
Log your pay
Record income on your schedule. Any pay cadence works; nothing is locked to fortnightly.
Step 2
Set your rules
Use percentages or fixed amounts per bucket. Leftover income can roll into savings automatically.
Step 3
Stay inside the plan
Dashboard, expenses, and funds show whether you are still on track before the next pay date.
The four buckets
Rules you choose, not vibes
Percentages or fixed amounts per category. When fixed amounts do not add up, the remainder can roll into savings so every dollar still has a job.
- Private account
- Wealth Console
- Expense tracking
Savings
20%
Goals and buffer
Investment
10%
Long-term growth
Guilt-free
20%
Spend without guilt
Example split only. You set the real percentages or fixed amounts in the app.
Ready when you are
Clarity, control, confidence
Open the Wealth Console, log your next pay period, and see whether spending still matches the plan you set.
Start free